What to do After a Flood

Flooding is one of the most prevalent natural disasters. It can happen following a harrowing storm, a broken levee, or an overflowed river. If you ever have to experience a devastating flood in your home, there are a few things you should do afterward. The independent agents at Maanen Insurance Group can help you with flood insurance in Greeley, CO or the surrounding areas.

When Going Back Home

  • Make sure that it is safe to go back before you enter your home.

  • Check on your appliances and other electrical items. If they were flooded, you’d need to keep a safe distance and have a qualified electrician come out before you can use them again. If you use a water soaked appliance, you could be shocked or start a fire.

  • The electrical panel should be dry, if not you’ll need to leave it until an electrician can look at it and make sure it is in working order.

Inspect Your Home

  • Look for random debris, broken glass, or unsafe furniture. Have it removed to maintain safety.

  • Be cautious of standing water. Flood waters can contain pollutants or sewage. After you’ve spent days away from your home, you don’t want to come home and get sick. Contact a company that specializes in removing water from homes.

  • Throw any water-damaged items away.

  • Check the walls for visible mold or mildew. You’ll need to have it treated by a professional before moving back in.

Flood Insurance

In Greeley, CO, floods are generally not covered under your homeowner’s insurance policy. You’ll need to have flood insurance even if you don’t live in a floodplain. The experienced agents at Maanen Insurance Group can help you protect your home from a flood by assisting you with flood insurance coverage.