Why is Flood Insurance Important?

As a homeowner, there are not too many things worse than watching water enter your basement, crawl space, or house due to flooding. Many homeowners have incorrectly assumed that flooding is included in their regular home insurance policy, but that is not usually the case. Our agents at the Maanen Insurance Group serving the Greeley, CO area want you to know that both flood and earthquake insurance policies can be added to your home insurance policy so that you will be covered if a disaster occurs.

What Does Flood Insurance Cover?

A flood insurance policy will help cover the structure of your home and any of your personal belongings, appliances, electronics, furniture, and other items affected by a flood. Since more flooding occurs throughout the United States each year, it is better to be safe than sorry and have a flood insurance policy in place, even if you do not live in a flood-prone area.

Your house is probably one of the most significant investments of money, time, and energy you will ever make, so you will want to ensure that it is adequately covered for all different types of situations, including flooding.

Flood insurance policies are designed to cover up to a certain amount of the value of your property. This comes in handy if a flood, hurricane, or other weather event happens and causes flooding in your house.

Contact Maanen Insurance Group

To create the best flood insurance policy for you and your home, contact our agents at the Maanen Insurance Group serving the Greeley, CO area today and get the peace of mind you deserve.