Motorists need to be well-informed to make the right decisions when choosing auto insurance options. At Maanen Insurance Group, we can help you evaluate your auto insurance options in Greeley, CO. 

Unfortunately, there are a lot of misconceptions that are made about auto insurance. The following are three common misconceptions about auto insurance to be aware of. 

You only need to choose auto insurance options once. 

Your auto insurance needs and preferences may change over time. It’s always a good idea to reevaluate your auto insurance policy whenever you renew it. Consider factors including the value of your vehicle and your financial situation when making decisions regarding your deductible and coverage maximums. 

You’ll pay more if you’re insuring a red car.

There is a common misconception out there that it always costs more to insure red cars than it does to insure vehicles of other colors. However, red car owners will be happy to know this is not the case. Generally, the color of a motorist’s vehicle does not affect insurance rates. 

Collision coverage covers damage from vandalism. 

You will need to purchase comprehensive insurance coverage if you want to be covered for damage caused by vandalism. Collision coverage will not cover you for this type of damage. Collision coverage only offers coverage if your vehicle is damaged in an accident.

In addition to covering you for damage caused by vandalism, comprehensive coverage also covers you for damage caused by fire, theft, and much more. 

Contact us by email or phone to get an auto insurance quote from Maanen Insurance Group. We’re eager to meet your insurance needs as a motorist in Greeley, CO.